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U.S. Bank Premier Line
Personal Line of Credit

With an excellent credit history, you can enjoy instant access to funds on an ongoing basis with the U.S. Bank Premier Line of Credit.

Use your U.S. Bank Premier Line for:

  • Consolidating higher interest rate balances
  • School expenses and tuition
  • Home repairs or appliances
  • Family vacations or cozy weekend getaways
  • Unexpected expenses
U.S. Bank Premier Line benefits include:
  • Competitive interest rates as low as 1% over the Prime Rate
  • Generous credit limits from $5,000 to $25,000
  • Fast access to your funds in as little as 48 hours
  • Convenient ongoing access to your funds with Premier Line Access Checks, a U.S. Bank Visa® Platinum Access Card or funds transfers to a U.S. Bank Checking account
  • Free U.S. Bank Internet Banking, Bill Pay, Online Statements and Account Alerts
  • Ability to use your Premier Line for overdraft protection on your U.S. Bank Checking Account
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For 11/18/2008
Personal Line of Credit Rates1
Transaction Amount APR2
If you have a U.S. Bank Checking Account:
Each transaction you make that is $2,500.00 or more 7.00%
Each transaction you make that is between $1,000.00 and $2,499.99 8.00%
Each transaction you make that is $999.99 or less 9.00%
If you do not have a U.S. Bank Checking Account:
For all transactions 9.00%
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  1. The Amounts and Terms above do not represent all available options. For quoted rates, certain U.S. Bank checking account services are required. Normal credit qualifications and some additional restrictions apply.
  2. As of November 18, 2008, the rates for Premier Line range from 7.00% APR to 12.00% APR. Rates quoted above for Premier Line assume a U.S. Bank checking account. Rates may be higher for non U.S. Bank checking account customers. Rates are subject to change and may vary monthly. An $18 Enrollment Fee is waived for new or existing U.S. Bank personal checking account holders. The annual fee is $0 for the first year and every year that you charge at least one transaction to the account, otherwise $24. Annual fee is waived for new or existing U.S. Bank personal checking account holders. Other fees: Cash advance fee 3% or $15 minimum, $50 maximum. Cash Equivalent fee 4% or $10 minimum, no maximum.
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