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U.S. Bank Home >  Checking Accounts  



Personal Checking Accounts

Our checking accounts? They're all about options. From free checking to our new money-saving Five Star Personal Checking Packages, you'll find the option that works best for you and your individual needs. And you'll get a decision in seconds when you apply online.

Free Account Recommendation Free Account Recommendation
Answer a few, quick questions and let our Checking Account Advisor find the right account for you.


Find The Account That's Right For You
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Apply Now Free Checking Elite
Checking		 Silver Elite
Checking		 Student
Checking
Minimum
Opening Deposit		 $50 $50 $50 $25
Minimum
Daily Balance		 None
$5,000 minimum, or balances in other
U.S. Bank accounts
None None
Monthly
Maintenance Fee		 None
Varies by region; None with minimum daily balance
None None
Earns Interest No Yes Yes No
ATM
Transactions1 		Free at
U.S. Bank
ATMs		 Free at
all ATMs		 Free at
all ATMs		 Free at
U.S. Bank ATMs; 4 free per statement period at other ATMs
Free With All
Accounts		 Internet Banking with Bill Pay
Online Statements
Check Card with Checking That Pays® Reward Program
24/7 Customer Service Assistance
Features available with every U.S. Bank Checking Account



How Do I Open an Account?
It's easy! Apply online, visit a local branch or call our 24-Hour Banking and Financial Sales.
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  1. Other ATM network owners may assess a usage fee.

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