The REI Visa Credit Card
Offered exclusively to REI members!

The REI Visa Credit Card is the only credit card that helps you get a bigger REI dividend and gives back to the outdoors. Every purchase increases your dividend when you use your REI Visa Credit Card.

• 5% rebate on all REI purchases¹
• 1% rebate on all non-REI purchases²
• All this on top of your REI member refund (typically 10% on your eligible REI purchases³)
• No Annual Fee

Not a REI member yet? Join now at REI.com, at an REI store or call 1-800-426-4840. A lifetime membership is $20.

Exclusive REI Visa Credit Card Benefits:

• 5% Rebate on All REI Purchases. Including regular-price and sale merchandise, REI Adventures travel and REI gift cards¹
  
  
• 1% Rebate on All Non-REI purchases.² Your 1% rebate is included annually in your REI dividend. The more you use your REI Visa card for gas, food and monthly bills, the more your dividend grows.
  
  
• No Annual Fee. REI partnered with U.S. Bank to develop a credit card that delivers the best value around for REI members. That means no annual fee.
  
  

REI Signature Visa Card Benefits:

• No Pre-Set Spending Limit⁴ You have the freedom to make purchases without the worry of staying under a fixed credit limit. As an REI Visa Signature cardmember, you enjoy unrivaled purchasing power for maximum flexibility.
• Your Own Concierge Service⁵ Get help reserving lift tickets, arranging kayak rentals and so much more. Concierge Service is your own personal assistant 24 hours a day, 365 days a year. Call 1-800-953-7392 or log in at visaconcierge.com.
• Premium Offers⁵ Take advantage of special offers at spas and resorts, hotels, retail destinations and once-in-a-lifetime events, including concerts and sporting events.
• Special Dining Privileges⁵ As an REI Visa Signature cardmember, you'll be able to secure last-minute dinner reservations at many of the nation's most popular restaurants.

Additional REI Visa Credit Card Benefits:

• Worldwide Acceptance. Millions of locations accept Visa credit cards.
• Easy Cash Access. Use your card at more than 1,000,000 ATMs worldwide.
• Automatic Payment of your Bills.   Earn rewards even faster when you take advantage of this easy way to pay bills online with your REI Visa Card.
• Warranty Manager ⁵. This handy service helps you protect and manage your important purchases made with your REI Visa Credit Card.
• Travel & Emergency Assistance ⁵ Enjoy your trip knowing that with your REI Visa Credit Card you're backed by many valuable services for almost any travel emergency situation.
• Travel Accident Insurance ⁵ You and your eligible dependents are each automatically covered, at no extra cost, for Accidental Death and Dismemberment Insurance.
• Auto Rental Collision Damage Waiver ⁵ Receive 24-hour auto insurance coverage — at no additional cost — for damage due to collision or theft.

We may change APRs, fees and other account terms in the future as provided under the Cardmember Agreement and applicable law.

View Terms and Conditions

¹ 5% rebate applies to net REI purchases including full-price and discount-price items, REI gift cards, services, fees and REI Adventures travel - invoiced trip payments.

² 1% rebate applies to net non-REI purchases only. Balance transfers, convenience checks, cash advances, finance charges and fees are not eligible.

³ No member refund on REI gift cards, services, fees, REI Adventures trips or discount-price items.

⁴ The REI Visa Signature card provides the benefit of a No Pre-Set Spending Limit and a Revolve Limit that allows you to carry a designated part of your balance from one statement to the next. A No Pre-Set Spending Limit does not mean unlimited spending. Authorizations are provided using information such as account history, credit record, income verification and liquid assets. If card issuer authorizes a transaction that causes you to exceed your revolving credit line, then you must pay, as a part of your monthly minimum amount due, the amount by which your new balance exceeds your credit line.

⁵ Certain restrictions and conditions apply. Refer to your Visa card "Guide to Benefits" for details.

⁶ Should your application for the REI Visa Signature Card be denied, submitting your application constitutes your application for a REI Visa Platinum Card. The REI Visa Platinum Card does not contain the same benefits of the REI Visa Signature Card.